4860 Cox Rd, Glen Allen, VA 23060, United States

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    Unlock Smarter Paths to Homeownership

    Compare, apply, and close with confidence—mortgages made easy and transparent.

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Compare mortgage rates side by side and lock in the best deal today.

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About Free Rate Quotes

Transparency You Can Trust

We’re in this business since 2000 and provide the best services

Smart Choices, Simple Steps
Clarity in Every Quote
Better Rates, Bigger Savings
Homeownership Made Easy

At Free Rate Quotes, our mission is to make mortgage shopping clear, quick, and stress-free. We provide real-time rate comparisons from trusted lenders, helping you save money and make confident decisions. With simple tools and transparent options, we bring you one step closer to the home of your dreams.

Services Duane Buziak Provides

Home buying

Everything to know about buying a home

Calculators

Discover what’s possible based on your numbers

Helocs

Get the latest about rates and what lower rates mean for you

Refinancing

Understand the ins and outs of refinancing

Realtors

At Free Rate Quotes , we understand that buying or selling a home

Homeowners Insurance

Your home is more than just a building—it’s your sanctuary, your

Start Your Mortgage Journey Today with Smarter, Faster Solutions

Frequently Asked Questions

Everything You Need to Know About Mortgages

We’ve answered the most common questions to help you understand the mortgage process with ease and confidence.

Simply compare rates, choose a lender, and apply online. Our team guides you through each step for a smooth process.

In most cases, pre-approval can be completed within 24–48 hours, depending on the documents you provide.

Yes. We offer refinancing options that may help you lower your rate, reduce monthly payments, or shorten your loan term.

Pre-Qualified

Pre-Qualify Safely Without Any Credit Impact

Find out what you qualify for—without impacting your credit score, costing you anything, or causing any stress

No Credit Hits

We don’t run your credit multiple times — we protect it. Your score stays safe.

100% Free

No fees —simply quick and free answers to help you move forward with confidence.

Fast & Easy

Get a clear view of your buying power in minutes without paperwork or pressure.

Top Tips for HomeBuyers and Investors

What Customers Say About Working With Duane Buziak Mortgage Maestro